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Latest Real Estate News, Local Community Area Events From Mooers Realty.

Houlton Maine | Aroostook County Shiretown

Houlton Maine is the Shiretown or County seat for Aroostook.

Maine's largest of the sixteen counties is Aroostook. And from the days of the first settlers arriving in 1807, lumbering, farming have been two big reasons to live here. houltonmaine2

Outdoor beauty of four seasons living with clean water, fresh air and not over population  continue the tradition of providing very good reasons to live in or at least visit and vacation in Houlton Maine.

In this border town with Woodstock New Brunswick to the east in the province of New Brunswick Canada, Houlton has connections that stretch deep beyond the International boundary line.

The Maliseet Indians helped the new settlers on both sides of the Maine, Canadian border too. Without them, a lot of lost settlers might never have dug in and prospered. And put Houlton Maine on the map. Maine was part of Massachusetts until 1820 when the independent state was formed.

Tall timber stands, rich fertile soil, rivers to fuel a town's needs in early Maine town creation. When the wood lots were cut and cleared to create fields all helped the town of Houlton Maine grow.

So did the railroad that extended from Canada over twenty years before the Bangor and Aroostook train tracks were put into place. The B and A railroad helped open up the Houlton Maine exports to the America markets.

So did the Interstate 95 highway system designed to be the Eisenhower route to move military armaments quickly to and fro. With Lend Lease in World War War II when local Houlton Maine farmers hooked on with tractors.

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Guest — Tom Austin
Andy, you really do Houlton proud with this narrative of our hometown. I appreciated reading this, and was happy to see how preci... Read More
Thursday, 13 April 2017 2:02 AM
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USDA Loans, Buying Maine Homes.

Like most things in the World today, the list of options for buying a Maine home is pretty much endless too.

And it is not always the real estate property buyer picking the best mortgage loan for the home but the other way around. hero the maine cat a home photo

Because life circumstances like divorce, lay offs, medical down time spent in the break down lane all take their toll. Knock you down and keep you there.

On home loan eligibility success, the ability today to buy or not when you have your heart set on getting under a roof, inside four walls.

The options to buy a Maine home can tighten up and a VA, Maine State Housing loan is one option.

The USDA rural home loan to buy a Maine home is another neat mortgage lending product.

How does the single family USDA RD home loan in Maine work?

Basic Qualifying Information for USDA Loans:

Credit score at or above 620. There can be some exceptions but it might take a little wrenching, looking under the credit hood to repair your credit. To get you bankable and polished up to remove the hard edges that keep you renting, not buying a Maine home.

It all starts with pulling a credit report which once a year in Maine is free. Give them your social security number and watch the machine whirl, purr, spit out the results.

Then peeking at what shows up on that snap shot of you today on paper and chasing down mistakes. That haunt you, follow you and keep you from getting the house keys to a new Maine home.

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Help Finding A Maine Home For Sale You Can Afford.

Everyone needs a helping hand, some assistance and our job is to find a Maine home for sale or other property listing you can afford.

That meets the needs of what you want to do with the real estate in Maine you invest in and use to enhance your life someone. barharbor5

The goal is not to just list and sell the most expensive Maine homes or to push the label "high end".

No no, it is about having a good selection of all the property listing types, the A to Z of the real estate in Maine for sale.

So any type, location, price range you happen to be needing, we don't have to say go fish. Fresh out. Or to make you wait for us to find something that could meet the need.

All low key, a down to Earth approach with no script. That works best. To learn by listening, taking very good real estate notes. On what you need, and then being a matchmaker, not a high pressure real estate salesperson.

To get you what you are after quickly, making it as pleasurable an experience for everyone.

Time waits for no one. You also can not "sell meat from an empty wagon". Inventory is king, queen, jack and all the other cards combined important. So start by letting us know here at MOOERS REALTY what you are after.

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Real Estate In Maine | A Friend Of A Friend Of A Friend Situation.

The calls, emails, postal snail mail, texts and office visit lobby questions that come up on the topic of real estate in Maine.

We get some real eye opening doozies. And often the person asking them is in one major hurry and does not want anything but a quick here and now perfect answer to hit and run with thank you very much. birds nest home in maine photo

Jack or Jill does not want to be pressed for more information about the real estate involved situation that the question asks warrants for follow up ones right back at them.

And the person with the friend of a friend of a friend often got some of the details or their take for advice in the situation a little mixed up or out of order.

Besides just not having all the facts of the real estate in Maine situation. That prompted the shout out to this Maine broker on this receiving end of the signal.

Patience is a virtue but also a luxury in today's hurry scurry world.

Figuring out the who, what and where in a real estate situation when it is a friend of a friend of a friend can cause hot under the collar to happen. Knowing just enough to be dangerous.

But missing the part of about not always, it depends on this when that happens or is the current problem that affects the rest of the property listing or sale.

The person asking what would I do in a situation like this one is not so cranked when I need to have a little more of the details to give the best answer.

Being kind, helpful are the two qualities anyone needing help wants. But thinking you are making it more complicated than they want but that it is is sometimes hard to swallow.

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Texting Real Estate For Sale In Maine Information

Texting real estate for sale in Maine information, it is one of many ways MOOERS REALTY gets the word out instantly.

Having kids, staying in touch with them with texting got me in shape for fast paced micro typing.   motorola droid 3

Working as a news director in a broadcast media outlet with on air deadlines also helped push the typing proficiency.

With no time to waste diddling around when it was show time to report the news as it happened in the broadcast market place.

Texting real estate information and answers to questions makes it instant, up to date and no delays with text messaging.

No more 9-5 limited waiting around. Real estate buyers looking for local area or property listing information don't want delays. They should not have to kill time or chase down the information on a property listing.

Texting is one more powerful communication tool of many in the real estate marketing arsenal.

I will admit that the screen touch cell phone virtual key boards are not my favorite weapon to reach for but when in a pinch, hand it over.

Heck a tin can and string or carrier pigeon, smoke signals will work if it's all you got or the other end of the signal prefers it. Pick your poison right? Whatever delivery system works best for the buyer or seller. Not moi.

A slide out cell phone with the raised numbers and letters on the keyboard is my tool of choice.

For two thumb back and forth firing off answers to rock responses to text messages on real estate that we receive in a steady stream.

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Green Homes For Sale In Maine

Energy efficient, green homes for sale in Maine.

The property listing request for homes that are healthy spaces for famlies to grow tall and strong is a common query this Maine real estate broker fields daily. green home for sale photo

The emails and phone calls, office visits too are from folks that head north from crowded city living.

That want a better way of living and affordable housing that has those triple glazed windows, heat sink interior tile and stone, the fuel miser savings of heat pumps, other solar panel array applications.

Energy independence and housing economy is the overhead of living in a Maine home. Everyone wants that in rural Vacationland.

Green homes in Maine, we lived pretty efficiently long before the frugal lifestyle got a color name applied to it.

Mainers make an art of being frugal not cheap. Growing up on a Maine farm, we were told to be careful with our resources. Shutting lights off, using the southern exposure for illumination and passive solar gain in heating.

Root cellars for canning and preserve storage use to draw from for tasty home made foot supplies over the winter months. Using large gardens to grow what you eat the rest of the three seasons too.

Not heating a space larger than you need and keenly aware of being highly efficient. Anything but wasteful or capricious. We use those open and glass porches, not just doodads for show.

But back to the green homes for sale in Maine. Here is one example of one in town with the successful blend of old style charm and new efficiency.

Check out the link to the green homes for sale in Maine. One prime example of one with over $100,000 invested into it and a sticker property price less than those improvements alone on 35 High Street Houlton Maine.

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What's A Fixture In A Real Estate Home Sale?

A fixture in a house sale in Maine. what qualifies for one?

Don't be horse-ing around when it time to talk turkey about fixtures, personal property when selling a Maine home. Does it stay, can it go and what is considered a fixture in a real estate home sale anyway?horses winter in maine photo

The intent with which it was installed, put into place is a big part of the decision on what has to stay or is allowed to go down the road with the seller.

If it is bolted down, permanently attached comes into the discussion too.

Many use these two simple tests above to prove what is or is not a fixture in a real estate home sale.

In my real estate practices class thirty six years ago, the basic definition of a fixture was considered part of the land itself and not a separate piece of property. Whatever was not attached to the property was chattel.

Personal property debates happen if the expectations are not clearly spelled out in a real estate property listing sale. Often the buyer hopes the lawnmower, free standing patio furniture and grill stay.

To be dug up flowers, shrubs, removal of a loved ones remains, we have seen it all.

Including the provision that a future burial of a still alive relative of the present owner can be interned at the family burial plot. Spell it out is the three word command.

Don't leave anything to chance. Up for debate or to become a bone of contention.

If it is Maine farm property being listed, marketed and sold, spell out who gets to harvest the planted crop this fall, the late summer hay after the listing is sold.

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The Location, Location, Location Of Real Estate.

The Maine real estate buyer always has a laundry list of "gotta have" items.

But besides the long wish list, the extra one to go with it of "don't wants" and the limitations imposed due to a price range cap for the as good as you can get in the current real estate market inventory, the three L's kick in.

The mantra everyone knows about the three most important aspects of a property listing, of real estate being the location, location, location. cows mooers maine farm photo

If you were ever on a game show and the guy with the big grin.

Asked the million dollar question about what are the three most important features of a piece of real estate, hard to think of anyone not knowing the answer.

Unless hiding under a rock, or named Rip Van Winkle. Just out of commission for a very long time.

And every real estate market is different. In small rural Maine, the lower priced properties mean don't be looking for a butler's pantry, quartz counter tops or bidets in the bathroom either.

Practical, functional, durable is the order of the day on the low to the ground price tags hanging off the real estate property listings in Maine for sale.

So besides the garden variety items all buyers asks for like is the roof, foundation, the bones of the property structure good, the location of whatever it is comes into the real estate conversation.

Is the basement wet? What are the property taxes? Not many people ask for a swamp in their hunt for Maine land or a house to call home either.

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Remote Jobs, Telecommuting Online But Living In Maine.

You want to live in Maine, you love the low cost property listings for sale.

Now how to pull it off. If you are not already independently wealthy or have a big fat retirement income to follow you with the relocation to Maine. Let's face it, there is no better place to raise kids, settle down and start a family than in Maine. Or to enjoy all the great unspoiled outdoors of this place called Maine.bunny on trail in maine photo

But work to pay the bills, even if they are smaller in rural Maine where money does not drive the day to day.

Hard work and becoming more versatile in lots of areas is. Get more for less is what Maine is all about and the friendly, family first folks you pitch in with to make a neat living experience are all in the same boat.

How to stretch the dollar to be able to stay in Maine.

Not leave looking for better jobs or higher wages out of state where the quality of life goes the other way.

So working a remote job, telecommunity online but being able to living in Maine. That is the dream of many. The Internet has made that possible but the "last mile" of connectivity has been the stumbler in some areas.

Here is more on Internet providers in Maine.

You need the connection to ride the glass tube, copper wire or to sail through the Maine wireless channels online.

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Being A Border Town With Canada In Houlton Maine Has Perks.

Lots of perks when you live in a home in Houlton Maine, are at a border crossing for New Brunswick Canada.

To take advantage of the healthy US dollar exchange rate with the loonies, toonies and the other Canadian currency swap for goods or services.

At the time of the blog post, the exchange rate for a Canadian dollar in the US is .71.

I remember buying a Seadoo in Canada when the currency exchange rate was closer to .60 cents on the US dollar.

They did not sell them in my hometown so heading elsewhere I can still sleep nights wearing my Chamber of Commerce hat on straight. For sneaking out of town to reel in a bargain. boat harbor in maine photo

The steady decline of the two US and Canada "dollars" due to low fossil fuel barrel costs and how big a part energy prices play on the economic climate in the land of the red maple leaf. I am about as close as you can get to Atlantic Canada, the St John, the Atlantic Ocean whether the US or Canadian side of the international boundary line.

The downside of a lower value on what Canadian shop with on this side of the border is it hurts Maine merchants. Who rely on the cross border trade traffic big time.

No matter what color or kind of currency for the cash and carry. Thank you very much. Come again please.

Feast or famine like Maine farming.

Where a good year is one you break even, or where someone else had a disaster, crop failure far far away. With bad luck and poor weather messing up the simple farmstead way of life.

But the set back elsewhere. It creates the opportunity to send your produce, farm product to wherever the down and out farmer used to send his agriculatural wares.

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Wood Lot Tree Growth, Land Management And Harvest Plan

Tree growth in Maine, your own a timber tract of land acreage and want to reduce the property taxes.

How does that tree growth program work, how long does it last and what is a land management and harvest plan all about you wonder. What is it and why is it a good idea to maximize the health of your woodlot and at the same time get it into a tree growth property tax reduction plan program? jeep way fun maine photo

We have blog posted about land, the Maine tree growth program before.

But things change with the regulations and requirements for tree growth have too so being on your toes is needed. To avoid misteps and deep regreats that can be costly and are so so avoidable.

Lots of myths about the tree growth program too like if I enter the program can I still cut the woods I own?

The tree growth plan is just that. A strategy to maximize the growth of the "tree farming" and at the same time take into consideration the wildlife in the acreage. The soil erosion that impacts the environment if a cutting operation does not "tread lightly".

Respect for the watershed that every woodlot empties into if streams or other waterways cross them. The steep terrains and poor timber cutting practices will cause fish to choke with the silt, soil washed into the previous natural resources.

More on soil erosion caused from your acitivity that can be good or bad for your neighboring property owners. The Maine lake or pond a few miles away.

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Tell Me About The Property Listings In Maine.

The property listings in Maine, the real estate for sale.

That is a big part of the discussion at our beehive, the kitchen where we serve up what we list, market, sell (repeat). But lots of ground has to be covered about the area the property listings in Maine populate.

Because not all our buyers are not all up to speed about the area.

The out of state, out of the country Maine real estate buyer does their home work from afar. They search online for local community information. Hard. houlton maine courthouse photo

In larger areas of Maine, the handful of cities there are paid professionals stocking the information shelves.

In small Maine rural towns, do an online search and not much comes up.

Not because the areas are ho hum and sleepy.

But because all the flavor of the life there is just not posted in prose or photos, video loops. Not arranged on four color brochures that sit on slanted display shelves in tourist information centers around New England.

For years the magic of these small Maine towns has been a best kept secret.

That's why we buckle down and take on the task. To be the local cub reporter, wearing the chamber of commerce hat. Rolling out the red VIP carpet welcome wagon.

To blog post about Maine, the local area way of life. Same thing with videos for local Maine community events. And you have already discovered this platform, venue to learn about more thant just property listings for sale in Maine.

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The Number One Question Real Estate Property Buyers Ask.

For starters, every real estate market like weather forecasts for different areas of the country are way way different.

Same principles in play but every real estate market does not operate the exact same. Price range has something to do with it.

High priced, lots of zero places in the property listing markets have layers of players. The price tag supports the stagers, brings in the HOA (home owners associations) and talk about zoning regulations. houlton maine courthouse photo

City real estate compared to rural country property peddling, the two venues are night and day for complex vs keep it simple.

Also besides the different set of features asked for, expected in the various property price brackets on the MLS inventory, other area questions unique to the market come up. Like tell me about leased land, how does that work.

Or owner financing Maine land, explain that from A to Z will you Mr Real Estate Broker?

So I can not speak for other real estate markets outside my playing field in Northern Maine, but when the phone rings, emails buzz in or a text vibrates. Usually the first question is what are the property taxes? On this one, that one.Then how long on the market, why are they selling?

So let's talk about property taxes on Maine real estate.

I have seen a buyer of a home pick a property listing thirty miles out of their way to save a hundred dollars on real estate taxes. It is that important to the buyer to find lower property taxes.

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You Are The Seller Of Maine Real Estate, A Home.

Sticking around or bolting out of the Maine home for sale door, to the real estate on the market hunting for a buyer?

Should the Maine home seller stay or go? This question is batted around the real estate circles with professionals usually says leave please. ice fishing in maine photo

The agent or broker will take it from here thank you very much.

My take on stay or go is it depends. On the dynamics of the market, the location away from where the buyer lives out of state and if the seller helps or hurts the process. A Maine farm takes more time to tour, like a small business listing than just a home on a small lot.

Have found a Maine real estate property listing seller on board a deterrent in only the cases where they follow around and try to help sell to the point of being obnoxious.

Trying too hard or just talking too much, domineering the tour the way the seller thinks best.

Instead of the pace and stops the buyer wants to make.It should be free and easy and not like a Disney turnstyle and back and forth to kill time in line right? But zip through slam bam can kill the chances of a sale to the buyer treated with too much haste. That feels neckreined like a horse pushed hard and kicked by the spurs at a barrel race.

Making small talk, chit chat takes away from the job at hand showing a property listing.

To serious consider this piece of real estate as something to invest in or to keep looking. Does it fit or not?

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Farmstead, Homesteading In Maine

Farmstead, Homesteading In Maine

The desire surfaces a lot, about starting a farmstead, homesteading in Maine.

No so long ago back in history, most of us were small farmers of sorts. Food is a basic need that leads the list of essentials for daily life. And an increased awareness about what exactly is good food to fuel our bodies is the buzz, rattle and hum today. farmyard barn animals photo

Wanting to know what you are putting on your family's table has become front and center important.

Nutrition, good slow cooked quality food not the fast kind with empty calories is the growing shift in what is munched on.

Sent to the stomach below at least three times a day.

Lack of safety in a city, the high traffic and steep cost of living help propel the desire even further for a farmstead, to own a homestead in Maine.

Life is short and where to bring up your children best makes the choice obvious for small rural, low cost property Maine.

So where to begin, what are the ABC's of finding, buying and running a farmstead in Maine? To make it pay. Pull it off without a hitch.

If you don't know the first thing about homesteading in Maine. I can help because of my farming in Maine background. Raised on a 300 acre farm that I purchased from my three brothers after my mom passed away helps keep my hand in the farmsteading way of life.

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Reverse Mortgages, What Are Those In Real Estate?

You see the term "reverse mortgage" a lot in the media streams.

And have been urged to get one as reverse mortgages sound like the next best things next to sliced bread. But what are they and who needs a reverse mortgage? Can you see anyone in the crowd, are you one who does?parade in maine photo

You spend much of your life paying off a mortgage and to be debt free.

And to go in a direcition that sounds backwards, to take on debt once you are free and clear sounds like a bad idea. As you get older but clarification on what exactly is a reverse mortgage.

So how do reverse mortgages work? The money you get usually is tax-free. And here is what else the Federal Trade Commission says about reverse mortgages.

How many kinds or types are there for reverse mortgages? Three exist.

The single purpose reverse mortgages – offered by some state and local government agencies, as well as non-profits. Then there are  proprietary reverse mortgages that are private loans. It all gets rounded out when discussing reverse mortgages when talking federally backed, guarantted reverse mortgages. Called Home Equity Conversion Mortgages (HECMs).

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Wiggle Room, What's The Mark Up For Real Estate Property Listings?

Wiggle it just a little bit, to find the room to negotiate on the real estate property listing price.

What's the mark up to the real value today? How low will he or she go? The owner of what you would like to buy. What is going on inside his head? How badly does he want or need to sell? boat harbor  maine photo

Or is the Maine property listing owner that you are after in no hurry whatsoever?

To sell and let go.

Timing is everyting in life, real estate.

Is there something going on in the life of the property listing seller that is pushing the need to get to a closing pronto?

The gotta have a sale stat, ASAP?

Or quick like a bunny as we told the kids around bedtime. When the clock on the walls says we are all holding up the nightly Sandman visit. This pressure drives the sale price up, down, sideways.

So wiggle room, what is the market up in a real estate listing?

It is murky, there are gray areas unless you get some good answers to hard real estate situation questions. Because people are involved and supply and demand is always a factor in the current real estate market.

Had a buyer bird dogging for his son in Iowa who wants to buy a farm in Maine we have listed for sale. He wanted to know is there always a ten percent market up on real estate in Maine?

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Buying A Home Before Selling Your Last House.

In life timing is not always the best, like when you own a home that shrunk from family expansion.

And you want, need to sell a house before buying another castle. With more room to roam. Extra bedrooms, baths, a rec room. For all those place settings around the kitchen table to have enough space to grow up in comfort. maine castle home photo

A bridge loan, when buying a new home.

How to get from one home to the other with some breathing room.

To give adequate time to allow for the sale of the old one is a housing transfer option flip flop.

But what if no extra money in the dig deep in the kitty at the end of the month to pay the bills you already have? For the 2nd home mortgage payment added stress.

Hmmmm.

But not for everyone is over extened financially. The timing to buy is right except already own a home outright or with a mortgage or two.

And is quickly given the nod of lending approval. From a bunch of banks that would jump at the chance. Would float a new home loan slam bam while you carry the old mortgage payments too.

But sleeping nights home selling one, buying one.

Can you? Or is 3 AM a wake up call you can not stop getting inside your head. Tossing, turning, making trips from the bedroom to the bathroom.

You worry about the length of time for the old home to sell. And just want to wait. Should you is the million dollar question? Even if the banker says come on, relax, sign here and here.

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Black Friday Real Estate Deals, Cyber Monday Too!

The best deals of the year that all get razzle dazzled, hyped to hysteria so Christmas shoppers spend spend spend.

Does real estate fall under the excitement of Black Friday, Cyber Monday marketing price adjustments? christmas black friday maine photo

If you are searching for real estate in a small population, large land area that is rural like Northern Maine, you can relax.

You have more than a couple days, a handful of hours to get your best deal on Maine real estate property listings.

Good news to report. Forget setting your alarm clock for two in the morning or rolling out a sleeping bag in front of the big box store.

These deals, blue light specials. They happen all day and night long and through out the calendar year.

Big supply, less demand and being parked up here in the northeast corner of the country make it always the low price for real estate listings, properties for sale in Maine.

We have blogged about Black Friday, Cyber Monday Maine real estate deals. And how they are not limited to just a small window of time to stock up.

And explained that kid in a candy store excitement always surrounds buying the listed properties for sale in Maine.

The inventory is always three and four times less than the buyer from out of state or the country expects to find. Asking is there a misprint? And why are prices on property listings for sale in Maine, the real estate so so low? What is wrong?

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Cheap Maine Real Estate Property Listings For Sale

What is it about a bargain, "always the low price" as Wally World boasts?

Searching, out, finding cheap Maine real estate property listings is no different.The same thrill of getting more for less.hulstrunk set maine house

When online or local buyers start the hustle.

Shake and bake to find the lowest price for the most property out there.

In the study of what is for sale currently on the open market to consider.

Carefully stocking the shelves has to happen. Very well on the cheap Maine land for sale offerings that is one popular category to keep robust. Hot, steaming and ready to serve up like a 24 hour buffet.

No appointment needed for the sit down feast.

In small rural Maine real estate markets it is not all about just homes, houses on the chopping block either.

The beauty of our Northern Maine real estate market is the prices are always divide by three, four or more. On what most out of state property buyers expect to pay. When opening the wallet or purse and saying "ahhhhhhh".

The lower to the ground prices make it easier to adjust to other cheaper Maine goods and services too. Has to be that way because the discretionary spending is lower in Maine.

We get value, buy what we need not just want. And exhibit better spending impulse control. Do a lot of bartering, trading for services too.

Examples of some low cost homes for sale in Maine? Well for instance, how about a home in Ludlow Maine for $15,000? Heck the drilled well, concrete septic system, over acre of Maine land in the country is worth that. But wait there is more.

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