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Mooers Realty Blog

Latest Real Estate News, Local Community Area Events From Mooers Realty.

USDA Loans, Buying Maine Homes.

Like most things in the World today, the list of options for buying a Maine home is pretty much endless too.

And it is not always the real estate property buyer picking the best mortgage loan for the home but the other way around. hero the maine cat a home photo

Because life circumstances like divorce, lay offs, medical down time spent in the break down lane all take their toll. Knock you down and keep you there.

On home loan eligibility success, the ability today to buy or not when you have your heart set on getting under a roof, inside four walls.

The options to buy a Maine home can tighten up and a VA, Maine State Housing loan is one option.

The USDA rural home loan to buy a Maine home is another neat mortgage lending product.

How does the single family USDA RD home loan in Maine work?

Basic Qualifying Information for USDA Loans:

Credit score at or above 620. There can be some exceptions but it might take a little wrenching, looking under the credit hood to repair your credit. To get you bankable and polished up to remove the hard edges that keep you renting, not buying a Maine home.

It all starts with pulling a credit report which once a year in Maine is free. Give them your social security number and watch the machine whirl, purr, spit out the results.

Then peeking at what shows up on that snap shot of you today on paper and chasing down mistakes. That haunt you, follow you and keep you from getting the house keys to a new Maine home.

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Help Finding A Maine Home For Sale You Can Afford.

Everyone needs a helping hand, some assistance and our job is to find a Maine home for sale or other property listing you can afford.

That meets the needs of what you want to do with the real estate in Maine you invest in and use to enhance your life someone. barharbor5

The goal is not to just list and sell the most expensive Maine homes or to push the label "high end".

No no, it is about having a good selection of all the property listing types, the A to Z of the real estate in Maine for sale.

So any type, location, price range you happen to be needing, we don't have to say go fish. Fresh out. Or to make you wait for us to find something that could meet the need.

All low key, a down to Earth approach with no script. That works best. To learn by listening, taking very good real estate notes. On what you need, and then being a matchmaker, not a high pressure real estate salesperson.

To get you what you are after quickly, making it as pleasurable an experience for everyone.

Time waits for no one. You also can not "sell meat from an empty wagon". Inventory is king, queen, jack and all the other cards combined important. So start by letting us know here at MOOERS REALTY what you are after.

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Real Estate In Maine | A Friend Of A Friend Of A Friend Situation.

The calls, emails, postal snail mail, texts and office visit lobby questions that come up on the topic of real estate in Maine.

We get some real eye opening doozies. And often the person asking them is in one major hurry and does not want anything but a quick here and now perfect answer to hit and run with thank you very much. birds nest home in maine photo

Jack or Jill does not want to be pressed for more information about the real estate involved situation that the question asks warrants for follow up ones right back at them.

And the person with the friend of a friend of a friend often got some of the details or their take for advice in the situation a little mixed up or out of order.

Besides just not having all the facts of the real estate in Maine situation. That prompted the shout out to this Maine broker on this receiving end of the signal.

Patience is a virtue but also a luxury in today's hurry scurry world.

Figuring out the who, what and where in a real estate situation when it is a friend of a friend of a friend can cause hot under the collar to happen. Knowing just enough to be dangerous.

But missing the part of about not always, it depends on this when that happens or is the current problem that affects the rest of the property listing or sale.

The person asking what would I do in a situation like this one is not so cranked when I need to have a little more of the details to give the best answer.

Being kind, helpful are the two qualities anyone needing help wants. But thinking you are making it more complicated than they want but that it is is sometimes hard to swallow.

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Texting Real Estate For Sale In Maine Information

Texting real estate for sale in Maine information, it is one of many ways MOOERS REALTY gets the word out instantly.

Having kids, staying in touch with them with texting got me in shape for fast paced micro typing.   motorola droid 3

Working as a news director in a broadcast media outlet with on air deadlines also helped push the typing proficiency.

With no time to waste diddling around when it was show time to report the news as it happened in the broadcast market place.

Texting real estate information and answers to questions makes it instant, up to date and no delays with text messaging.

No more 9-5 limited waiting around. Real estate buyers looking for local area or property listing information don't want delays. They should not have to kill time or chase down the information on a property listing.

Texting is one more powerful communication tool of many in the real estate marketing arsenal.

I will admit that the screen touch cell phone virtual key boards are not my favorite weapon to reach for but when in a pinch, hand it over.

Heck a tin can and string or carrier pigeon, smoke signals will work if it's all you got or the other end of the signal prefers it. Pick your poison right? Whatever delivery system works best for the buyer or seller. Not moi.

A slide out cell phone with the raised numbers and letters on the keyboard is my tool of choice.

For two thumb back and forth firing off answers to rock responses to text messages on real estate that we receive in a steady stream.

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Green Homes For Sale In Maine

Energy efficient, green homes for sale in Maine.

The property listing request for homes that are healthy spaces for famlies to grow tall and strong is a common query this Maine real estate broker fields daily. green home for sale photo

The emails and phone calls, office visits too are from folks that head north from crowded city living.

That want a better way of living and affordable housing that has those triple glazed windows, heat sink interior tile and stone, the fuel miser savings of heat pumps, other solar panel array applications.

Energy independence and housing economy is the overhead of living in a Maine home. Everyone wants that in rural Vacationland.

Green homes in Maine, we lived pretty efficiently long before the frugal lifestyle got a color name applied to it.

Mainers make an art of being frugal not cheap. Growing up on a Maine farm, we were told to be careful with our resources. Shutting lights off, using the southern exposure for illumination and passive solar gain in heating.

Root cellars for canning and preserve storage use to draw from for tasty home made foot supplies over the winter months. Using large gardens to grow what you eat the rest of the three seasons too.

Not heating a space larger than you need and keenly aware of being highly efficient. Anything but wasteful or capricious. We use those open and glass porches, not just doodads for show.

But back to the green homes for sale in Maine. Here is one example of one in town with the successful blend of old style charm and new efficiency.

Check out the link to the green homes for sale in Maine. One prime example of one with over $100,000 invested into it and a sticker property price less than those improvements alone on 35 High Street Houlton Maine.

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