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Mooers Realty Blog

Latest Real Estate News, Local Community Area Events From Mooers Realty.

The Sale Happens Long Before The Real Estate Closing Takes Place.

A real estate closing in Maine, getting to one is an experience.

 Maine, Less People, Natural And Unfiltered.Because it involves people, their lives, the ups, downs, twists and turns. And every Maine real estate sale is different, unique, special.

And for me it is not just a job of taking images, shooting video, writing copy and arm wrestling with bank appraisers, the back and forth with attorneys.

It is sitting at the kitchen table of a Maine home for sale where the owners are sad to sell the place they grew up in.

But all the kids live far away and Mom and Dad are both gone now. No reason to hang on to the place. Working through the what do we do to get the place ready to sell process.

Setting up the expectations and helping arrive at realistic pricing from comparing this home in Maine to others that have sold like it.

To also consider how many pretty much like it homes are in property selling line waiting to for a clear to close. For a day and time for the Maine real estate closing sit down paperwork shuffle.

Sometimes there are squabbling siblings with the Maine house sale.

A few don't think the place should be sold but often are not contributing to the expenses to keep taxes and property insurance current. The maintenance items like mowing lawns, doing repairs are not their responsibility.

So the other family members paying the way out of their own pocket because the estate has little if any money start to get a little  huffy. Up in arms. And figure what are we waiting for, let's sell and have closure. Put it to rest. Sometimes it is grief from other family members and not accepting Gram and Gramp are gone which means each of the famly members left are getting a year older. Heading to the same ending eventually.

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How Maine Real Estate Sellers Help The Property Sale Process.

When you select, settle in on the Maine real estate agent, broker, REALTOR that fits the task at hand comfortably, a partnership is born, cemented.

Clean Maine Homes, Properly Priced Sell Quicker. Expectations laid out by the Maine real estate professional who has been through the list, market, sell (repeat) process a few times.

With experiences to draw from, who has kept pace with new ways to market creatively, efficiently. To reach a larger audience with greater frequency.

To cause online quality experiences for educating the new to the area buyer about the local Maine community.

To one by one trot out the Maine real estate listings in the area that are a match, good fit after that.

To understand the mechanics of financing, state laws on everything from Maine shore land zoning. To subdividing Maine land.

And the increasingly more technical "in between" topics, situations affecting a property sale. And avoiding legal hot water, laws suit exposure twists and turns.

So how can a seller help in the Maine real estate property listing sale process? 

Number one, above the rest is pricing. By listening, reading and thinking hard about the current market the sale is going to happen in. Or not. As the comparable Maine property sales, competing listings are talked about, considered. Factored in at the kitchen table during the listing, pricing process.

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Small Maine Town Events, Like The Soap Box Derby Race.

Racing downhill in a soap box derby car made from a kit, built from scratch with the help of a Dad, Mom, family fiend or big brother, sister type.

Maine Soap Box Derby PhotoTo experience the "thrill of the hill" and for a kid to not have to wait until they are sixteen to drive a car. The 18th running of the Northern Maine Soap Box Derby race was this past Saturday, June 22, 2013.

The weather cooperated, the field of thirty eight racers from around the state of Maine ran smoothly. Went off without a hitch.

Here is the 2013 race video link of the Maine state soap box derby downhill event. Competitors from around the state of Maine traveled to try their driving skills on a specially engineered hill. Derby Hill in Houlton Maine represents over $250,000 of donated goods, services.

From free gravel, donated D-8 and dump truck usage, aviation runway grade paving, stripping and guard rails.

 To sound,lighting, electronic timers and a garage built topside with a generous donation from the Houlton Maine Rotary Club. The big race in Houlton Maine represents the efforts year after year of sixty volunteers. Many without kids of their own still or ever in the spirited youth car racing program.

Learn more about what it takes, how to start a soap box derby local race. A lot of behind the scenes coordination leads up to the actual soap box derby race day in Maine. Donations for funding the family trip to the world series of racing, the All American Soap Box Derby in Akron Ohio. Here is more on the All American soap box derby schedule of events July 27th in the Midwest historic youth car race.

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Rent To Own Homes, Rental Options To Buy A Maine House.

The owner of the Maine home is out of state, wants to rent his property, the place until it sells.

So he can replace the home in Maine with another in an area outside Vacationland. Like a real life game of dominoes. Involving houses. Swapping one in Maine for another in some other state.

maine real estate office photoSo the idea of why not rent with option to buy comes up. Sound good, some of the monthly money going toward a purchase price. Rent to own a Maine home.

And the renter can fix up the deficiencies while waiting to get up to speed to obtain a house bank loan in time. Because there are some credit issues to home house keep. To pick up, address and straighten out.

Because the owner has a Maine house mortgage that needs to be kept current.

The lender frowns on anyone doing a wrap around of the terms and conditions spelled out as the rules to abide by, a new Maine home loan is needed.

And the old house mortgage on the Maine home is not assumable these days. In fact if a transfer of title is attempted without paying off the house mortgage, all the money becomes due, escalates. There is an on demand trigger clause the seller agreed to, signed on to honor.

Those pesky lawyers at the bank think of everything. In fine print. For a pay you stay, you don't you won't approach to lending.

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How Much To Offer Seller On Maine Real Estate Property?

The listing price for property on the market, for sale in Maine, how much lower will the seller go, drop?

Bridge To Get A Maine Real Estate Buyer, Seller To The Closing.Can I buy the Maine real estate for less and how much of a reduction? What's the bottom line, rock bottom figure?

Asked that question a lot. Have to remind the potential buyer of a property listing a couple things though.

First, you are in Maine where property prices are pretty attractive all the time.

Low cost nothing new and one of the major advantages of a purchase along with Maine unspoiled natural surroundings.

All this space, less people and more wildlife.

Nothing new or a temporary condition to see low priced Maine real estate prices. It is the way we roll. So did you consider the property price is a deal, fair trade going in? Do you recognize the value already?

Because we are parked a little further up the pike.

So if you want to sell something, the owner has to be realistic, in line with the market going in as a given anyway. The price is often what the property listing price tag says on all the marketing propaganda.To get buyer and seller across the bridge to the Maine real estate closing.

So have to prepare the buyer hot to trot and let's make a deal, out to try to buy the property for fifty cents or less on the dollar that hold up. Whoa Tiger. Watching too many Sunday morning real estate informational shows. Don't expect all sellers to roll over, play dead. To pretty please pass the property for way less than the listed price.

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Search The Maine MLS Listings Statewide.

Maine is the state you want to buy a home, invest in some property.

 bigmainemooseBut have you scoped out the sheer size of this place up in the right hand corner of the country?

Big, beautiful, wide open country this state of Maine is. But telling your friends you are searching for a home to move, relocate to in Maine leaves things still a little vague.

Loose as a goose, big as a Maine moose. Not nailed down to a specific area and pretty wide open as to what does that mean for a location  for the property?

Where in Maine, which of the sixteen counties do you want to invest in a real estate listing?

What type of property listing in Maine are we talking about kicking tires on? Targeting what specfic use or purpose for the real estate in Maine is helpful to know up front.

For an easy statewide Maine MLS search, click this link.

All prices, every property from border to border, contained in the state of Maine is available to look over, check out.

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Does The Maine House Color Help, Hurt The Real Estate Sale?

The color of the Maine home, house that a seller wants to move out of, relocate and replace it with another one smaller, bigger.

Vacation Housing Colors Bright In IslandsWith more or less Maine land. Or in another area of the country, out of state. Does the color of the Maine property listing matter all that much?

In parts of the World the more colorful, vibrant the shades, hues, colors the better.It means festive, fun, let go and be foot loose, fancy free right?

You see that vacation cruising into port on a Caribbean island. More variety of colors than you and I might be used to in our neighborhoods that we call our real home.

Have always thought if you are the proud owner of a house in a subdivision of three hundred pretty much just like it units, how do you find your way home without GPS?

 A trail of breadcrumbs? Or studying the house numbers alone? Possibly searching for some other memorable landmark. Like the next door neighbor has a basketball hoop, a front yard trampoline. Maybe an old Land Rover, Jaguar, something exotic parked in the yard as your beacon, reference point.

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Maine Real Estate Listings, What Features Add Greater Value?

Every real estate market is different and in Maine, what's important in a property sale is usually the practical features first.

jeepwayfunmaineA good construction, solid building with a garage for out of winter snow.

An efficient, dependable heating system trumps fancy smancy at day long. Maine is not a state where folks are out to impress others.

Not living beyond your means. Being showy, snobby is not how a typical Mainer rolls.

They don't need attention, they need money in the bank to sleep nights. Pay bills during the day. To stay current and not lose their home.

So when listing a Maine property, what features in order are important in Northern sections of the state?

Affordable, being able to heat the place and neat, clean are a good place to start for most home buyers. The house if the roof is fairly new, the windows the kind that go up and down easily. Fit tightly. Seal out breezes.

The number of bedrooms fit the typical family size. Which I read is 1.6 kids. Those are a good starting place for the Maine house buyer. More Maine land always a hit. Greater space, acreage around the Maine home in the location close to work, schools and that will save gas for the essentials never go out of style.

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The Long List Of What The Maine Real Estate Buyer Does Not Want.

Maine real estate buyers have a top ten list of what they will not, can not live without, must have to purchase.

Lakes In Maine That You Use For FreeBut if quizzed, the same buyers can quickly rattle off from memory what they don't want in a Maine property listing. In the Maine real estate they are targeting to purchase. Especially if from out of state from the location of the Maine sticks and bricks now.

Maine is famous for outdoors, four season natural beauty.

It's no longer a secret. Someone spilled the beans. Had loose lips. And the local folks living in Maine are friendly, hard working. Pretty family first oriented. Not hard to get along with as long as you take care of the outdoors, environment. With as much respect, good stewardship as they were brought up to practice.

So after all the hoopla about low cost Maine real estate listings, and the vast array of affordable properties, the best part gets rolled out on stage. What we don't have in Maine. That is just as special, important as what we do.

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The New Listing Has A Maine Home Renter On Board.

When we get a call to list a Maine home that already has a renter in it, it is always interesting to hear the comments we receive.

Maine Horse Farm PhotoFrom both sides. The renter who may want to buy the place goes on and on about everything wrong with the Maine house. To the point where we with as straight a face as possible ask "so how come you want to buy this Maine home?"

Because not much good has been listed by the husband and wife as they tag team me during the walk through to arrive at a home listing price.

The seller tells me about missed rent and then money just automatically deducted for repairs, renovations that are not all needed.

Or that don't improve the place and often are just the renter's preference. Without clearance, approval from the owner of the home. As the Maine home renter gets braver and starts thinking the place is their very own already.

And if they did buy it, they would love credit for all the months of rental deducted off  the top of a reduced special price just for them.

I have to explain that it costs money to live anywhere.

Renting, owning, both come with a price tag. That the owner of a Maine home does not get rich renting out the house. That you need two rental untils, a duplex to break even. Three or more units to turn a profit. Because you can only charge so much for the single residence home rental.

Rates are so low at banks that a home sale in Maine could be a cheaper option if the rent for the house is hoisted too high.

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Selling Your Maine Home, Is The Real Estate Property Assessment The Value?

The assessed value of your Maine home, the one you want to sell.

I Met a Moose In Maine One Day PhotoIs the property tax value that you receive a yearly or semi annual bill on the real worth of the place? For the sticks and bricks, land under it that you shell out money to avoid a property tax lien for lack of payment.

The money in property taxes used to keep the local schools open. To provide the patch for the road pot holes to keep them filled, smooth, flat. And for local Maine public safety folks chopping at the bit and ever ready. To spring into action in the 4th lowest crime state.

Memo to property owner: Don't rely on the property assessed value.

Or expect that figure, number to be up to the minute accurate, correct. It is not a current appraisal that reflects today's market sales and the listings available in it like your place. How come? Why is that?

And wouldn't it be nice if the assessment number, figure on the tax bill that the local town or city mill rate is paired with to come up with the property tax bill amount was always right on the money. For used if suddenly you need to borrow money. Or sell or buy a property and just wondering what is the actual value for the place.

Real estate valuation is a science.

You can not look up in a book like a used car buyer or seller can to arrive at value pretty quickly. Because the car is able to be repossessed and hauled back to the lot with a tow truck late at night for lack of payment.

A home in Maine is fixed based.

It's value tied to what is happening around it with neighboring properties. Good or bad that influence it's worth, value on the open market. Beyond the property lines. For buyers ready, willing and able to step out and purchase today. Not last year, not next year's real value. Today. Here and now. That is why a property assessment done years ago and pretty down and dirty fast, with a quick overall blast of a town. Coming up with some numbers to work with has a limited use. To pay the municipal bills the purpose. But that does not provide an up to date appraisal figure to run with that is fresh, valid, current.Not what the figure was designed for, why appraisers, real estate professionals have a job.

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Getting Your Maine Home Ready To Market, Sell.

The Maine home that needs to be sold.

Houlton Maine Victorian HomeLots of reasons that lead up to the decision to stake a real estate for sale sign into the front lawn. The kids have grown up, flew the coop. The nest is too big to heat, clean, maintain.

Or on the other end of the life cycle, the shoe box 5-3-1 (5 rooms, 3 bedrooms, 1 bath) ranch or cape is not big enough.

For the extended family addition of an elderly mother in law needing her space under the same roof.

And the place just does not have square footage, bathrooms, space to pull it off correctly. 

The need for a Maine home sale could be because an estate happens, someone woke up dead.

And all the kids are scattered around the globe. And not a one of them is going to return to the original home place. No one needs the sticks and bricks beyond the childhood memories growing up there that they still and always will carry around in their heads.

So home sale on the Maine real estate, the house that regardless of the reason to have to move it out, this is a time for rolling up the sleeves. Getting ready to sell. Before the images are shot, the video loops created, the print marketing and all the blogs, websites, local and outside newspapers are kicked into gear.

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Getting Your Maine Home Ready To Market, Sell.

The Maine home that needs to be sold.

Houlton Maine Victorian HomeLots of reasons that lead up to the decision to stake a real estate for sale sign into the front lawn. The kids have grown up, flew the coop. The nest is too big to heat, clean, maintain.

Or on the other end of the life cycle, the shoe box 5-3-1 (5 rooms, 3 bedrooms, 1 bath) ranch or cape is not big enough.

For the extended family addition of an elderly mother in law needing her space under the same roof.

And the place just does not have square footage, bathrooms, living area to pull it off correctly. For all inside to feel warm, fuzzy, comfortable.

The need for a Maine home sale could be because an estate happens, someone woke up dead.

And all the kids are scattered around the globe. Not a one of them is going to return to the original Maine home place. No one needs the sticks and bricks. Beyond for the childhood memories growing up there that they still and always will carry around in their heads.

So home sale on the Maine real estate, the house that regardless of the reason to have to move it out, this is a time for rolling up the sleeves. Getting ready to sell. The basics. Before the images are shot, the real estate video loops created, the print marketing and all the blogs, websites, local and outside newspapers are kicked into gear.

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Getting Your Maine Home Ready To Market, Sell.

Getting Your Maine Home Ready To Market, Sell.

The Maine home that needs to be sold.

Houlton Maine Victorian HomeLots of reasons that lead up to the decision to stake a real estate for sale sign into the front lawn. The kids have grown up, flew the coop. The nest is too big to heat, clean, maintain.

Or on the other end of the life cycle, the shoe box 5-3-1 (5 rooms, 3 bedrooms, 1 bath) ranch or cape is not big enough.

For the extended family addition of an elderly mother in law needing her space under the same roof.

And the place just does not have square footage, bathrooms, space to pull it off correctly. 

The need for a Maine home sale could be because an estate happens, someone woke up dead.

And all the kids are scattered around the globe. And not a one of them is going to return to the original home place. No one needs the sticks and bricks beyond the childhood memories growing up there that they still and always will carry around in their heads.

So home sale on the Maine real estate, the house that regardless of the reason to have to move it out, this is a time for rolling up the sleeves. Getting ready to sell. Before the images are shot, the video loops created, the print marketing and all the blogs, websites, local and outside newspapers are kicked into gear.

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The Lists Of Must Haves, Don't Wants In Maine Real Estate.

When a call, email, text or office visit happens, the buyer of Maine real estate has a story to tell.

 Houlton Maine, Aroostook County SeatAn order to put into the kitchen so to speak. Because what they want to see cooked up, served to them in housing, a Maine home has specific features.

The ones that accommodate their budget, But also provides the space for their families. Or if the kids have left the nest, the vacation retirement property could be a small house.

That's not too large a Maine house square footage to alligator wrestle.

A bunch of space to heat, clean and maintain. That is beaucoup expensive. Because they are on a fixed, limited income.

Maybe trying to handle another property in a place where snow shovel skills are not needed. More than one home property deed under their belt. And juggling other luxuries like groceries, gas, insurance, medical and auto bills too. Not just housing is the only financial ball tossed skyward in rotation daily.

So starting with a simple clipboard happens.

Taking very good notes. Being all ears. Has to, because if I thought as soon as the instant the connection is made with a real estate customer that I had a crystal clear solution to all their property, hello. I don't, can not because need some details to complete the puzzle.

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Junk, Cheap Maine Land For Sale. It's All Low Cost Property.

Junk land, cheap Maine property listings, acreages for sale could be a blog post heading you might think should be avoided. 

Maine Land For Sale, Some Acreages Lupine Covered.But Maine is not a state with grey poupon mustard the only flavor served up. Actually cheap yellow mustard, low cost Maine land is just fine and dandy. Because Maine is not a state where any one is out to impress.Not pretentious.

Or out to shock and awe with "my land in Maine is better than your property listing" crap. Maine is simple, down to Earth. We like to have our land, everything around us paid for. Avoid, not fond of mortgages. Pay them of early.

Owned free and clear. Debt free means kicking tires, doing the search for junk, low cost, cheap Maine land. That could serve the purpose just fine.

Junk land in Maine for sale, similar to when you think wrecked, worn out cars you picture parts.

Bent frames, rusted and corroded vehicles with a troubled past. Dented in, faded, peeling paint. And stink to high heaven smelly interiors. Like someone died in them bad. Breathe through your mouth foul. Buying the whole car to cannibalize, scoff parts off it. To cheaply keep the heap you drive rolling down the highway. So what if the fender colors don't match? The car is worth more to you than any one else. And you have a history, past with the car and get attached.

Where it is a game to stretch more miles out of the long ago paid for Maine car.

 That is just plain and simple cheap transportation. To get you from A to B. Not to impress. But junk land in Maine, means property that has ten foot pole marks all over it too. It is low cost Maine land that lacks features. Has drawbacks, issues. Like no power, no year round access. Or put on your boots. Prepare to lose one walking through the pretty much a bog, marsh land. Maybe one high and dry building spot that will perk. Pass a soil test for even a privvy, outhouse, septic system.

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Renting A Maine Home, Apartment, Do We Discriminate?

Renting Properties In Maine, Deserves Lots Of Questions, Interviewing.It happens as a Maine real estate broker, the occasion to rent out a Houlton home.

While the house is on the market flirting with buyers, before a Maine real estate sale closing can happen.

Or when an apartment house rental unit comes up that needs to be filled. So do we discriminate, ask pointed questions?

Maybe just let the first person who wanders into the real estate office, or calls, emails rent the place needing a tenant? Heck no.

Questions without a polygraph needle swinging wildly. Or get asked under one harsh bright swinging light overhead.

Without  sleep deprivation or bathroom breaks.

Trick questions like where were you renting, what were you caught doing on the night of the 32nd?

No water boarding. No finger nails pulled out. Have never shot a person in the knee to get them to talk. To spill the beans on their past rental history. To get to the truth. Answers to why are you moving, needing a place?

Where did you live last and the series of probing inquiries about what kind of renter have you been so far in life help avoid turn over. Or evictions when in a short time the unit or Maine home rented suddenly looks like the set of Chainsaw Massacre. Whatever number. And if you did not know what kind of renter you were getting, you do now after they are in. And not so easy to evict.

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Houlton Maine Houses, What Kind Of Homes You'll Find.

What kind of homes in Houlton Maine will you find, what about the neighborhood housing types?

victorianhoultonmaineFor the most part, the majority of Southern Aroostook homes are from the late 1800's and newer. Lots of country style rural Houlton Maine farm, New England type homes.

The classic main gable roof Maine home with an "L" that houses the kitchen, rear shed. And usually the section with the first floor bathroom when indoor plumbing was installed. Where the summer kitchen for canning used to be.

In town housing stock in Houlton Maine includes a variety of neighborhoods, home styles.

Classic Victorian Queen Anne with turrets. Lots of mansard roof classics. One English Tudor style home that looks like a modern day, scaled down Houlton Maine church at 100 Court Street.

A ton of Federal style homes like the one I own next to our Maine real estate office. That uses the carriage house for the list, market, sell (repeat) process. Colonials, bungalows, capes, Greek revival influenced homes in Houlton Maine are common too. And twelve churches in Houlton Maine show religious freedom to pick a wide selection of places to worship.

In the 1940's, after World War Two, many capes were built in neighborhoods around Hogan, Bowdoin, Pearce, Elm, Byrd, Sterritt, Johnson Streets.

Along with Pleasant Court, Salem, Wilson, Drew, Abraham, and upper Pleasant Street.These newer subdivisions were not suddenly populated with houses though. Built one at a time, not by the tens, hundreds, thousands like some built up areas of the country.

In the early 1960's a shift to ranch style homes in Houton Maine filled gaps in subdivisions that had empty lots of land. Neighborhoods like South, Alfred, Brook, Columbia, Sunnyside Extension, Madigan, Ridgeway, Mahar, Rogers, Fairview and Hillview were heavily ranch home dotted. Built with GI loans, Farmer's Home Administration dollar down programs backed by Uncle Sam to give the Houlton Maine home buyer a leg up to house ownership.

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Your Character Is Important, But Your Maine Home Buying Credit Score Is Everything.

Back when you had to scrimp, save, go without to pull together a twenty five percent down payment to buy a Maine home, the process was simpler.

 Higher You Go With FICO Credit Score The BetterCut and dry. Only local Maine banks considered by the buyer. Limited flavors and  the fellow with the tie, suit sized you up by knowing who your parents were. Your reputation in a small Maine town which most population centers are in Vacationland was everything. Well known to all when fewer people in the local population.

Character assessment with your high points, weaknesses thrown together, sized up for a Maine home loan.

Helping the banker develop a gut feeling on would a Maine home loan made to you have a good chance of being paid back. No appraiser either to do the assessment of the Maine home being mortgaged either.

Same banker that decides you check out, have the quarter of the house price squirreled away in one of his savings accounts, takes a look see. At the four walls and roof. Walked the lot. And decides it's a go if the legal beagle clears the title examination. Deems it as squeaky clean. All ready to attach, bolt on a Maine home loan.

The Maine home loan mortgage with boilerplate legalese seasoning sprinkled all over the parchment in the blue wrapper. All the fine print about you pay you stay. And drop the other shoe. If you don't you won't. We are all adults in this room, Over eighteen and reminded if those monthly loan installment payments, insurance coverage and taxes are not kept current.  Well, you'll be out on the lawn. Escorted off the property hanging your head low, ashamed. Having to find another place to call home you are forced to rent, not own for awhile.

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Maine Real Estate Agents, Brokers Roles Have Changed Greatly.

In any profession, the Maine real estate list and sell no exception, there are situations that can cause discomfort.

 Our real joy is listing a property that is realistically priced and will sell. Marketing each and every listing aggressively. And having more maine farm barn buddyback up property listings like it to meet the demand. For when it does get a SOLD real estate sign rider panel screwed on the top. Helping property buyers of all ages get a place.

From the match up of new first time home purchaser and the elderly widow that owns the house that out grew her. To the group of recreational Maine land buyers who love the sporting, outdoor natural Vacationland setting.

Or the Maine hobby farmer land buyer that wants to grow, raise something local good to eat.

Maybe it's just Maine land purchaser, or a waterfront retirement lake home buyer who decides to leave the city living behind. Replacing it with rural, simple, less people hustle bustle that Maine offers much needed relief. After years living jammed in an urban, city area for way too long.

These folks appreciate Maine living even more than locals that know they have it good. But not just how lucky they really are to have missed out on much expensive urban living. Skipping all that crime, living in fear and wearing a taser, looking over their shoulder. Being vigilant for personal safety can get old, wear a person down. Change a person's life from getting pretty beat up, rag tag rope a doped.

The small mom and pop real estate business buyer is challenging, fun to help actually get financed too.

Because it is a whole different approach to help them into their own commercial property listing. Special financing help with bank and government programs weaved together. Sometimes owner terms and the seller taking back a mortgage because they believe in the business. And the new buyer to make it fly. Keep it going. Finding the path to get everyone one to arrive at the Maine real estate closing varies depending on the people, circumstances.

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