Banks in Houlton Maine | Where To Get A Local Mortgage, Your Lending Options.


Getting a mortgage, lenders, local banks in Houlton Maine.

This blog post will help you identify who is local for bank to obtain financing to mortgage a house or other property listing. The address, contact numbers to follow. And dealing with local bank lenders for a mortgage in Maine just makes sense on many levels. You need a bank to save your money in, buy a car, save up for Christmas and college too right?

First, you are supporting the local economy and want to be a good member of the community you are investing in. And because there is a shortage of residential appraisers, and the local Houlton Maine bank lenders get the best servicing from the ones we do have in the area.

 Working with the local bank mortgage loan arranger and using those licensed real estate appraisers living and practicing in northern Maine just works best. There is no debate on that.

 So on with the show, here’s who you have on tap for financing when you need a mortgage on property in Northern Maine, Southern Aroostook County. And remember, local banking works best for faster, friendlier property buying. You are also supporting the local economy and dealing with folks who live in your area. Tap the local home town advantage for Houlton Maine bank mortgage lending first.

 More on why local lending on Maine home mortgages, title work, insurance is hands down the way to go.

 Starting at the beginning of the alphabet, the first financial institution with sticks and bricks in Houlton Maine is Bangor Savings Bank. Located on the corner of Court Street ( US RT 1 ) and Military Street, the physical address for mail and your GPS setting is 38 Court Street. P.O. Box 764. The location is directly across from the Houlton Post Office. Reach out to jody Harvey, branch manager at 207.532.4001.
houlton maine aerial photo
Email address for Bangor Savings Bank is . BSB has about 56 branches around the state of Maine to serve all your banking needs.

The County Federal Savings and Loan merged with the Houlton Federal Credit Union. The merger moved from downtown Market Square up to the higher exposure US RT 1 North Road brand new location.

The physical address is 247 North Street Houlton Maine ( US RT 1 ). It is the second property on the right heading north after you take the Houlton Maine I-95 Exit 302. Call 207.532.7658. Ask for Kyle Taylor. Hit up the County Federal Credit Union in Houlton Maine
 if you hunting down a mortgage product and need financing help.

Look Mom, no lending. Cash buyers are the easiest to deal with because no delay, no paperwork, no appraisal process or mortgage underwriting.

With cash you go to the head of the line and hit the check out. But financing a property purchase makes real estate mortgage lending necessary. And the Houlton Maine area has lots of options for local bank lenders to save time and money in the usual six to eight week mortgage lending underwriting process.
Link up with the local professional who is going to be your new neighbor. That you will get to know volunteering in the community. In small Maine towns you establish relationships for life and the circles we travel are smaller, tightly connected.

You want you bank mortgage lender to be part of the community. Not far away, detached or impersonal right?

 You no doubt will need other lending products for a car, college, etc and the local lender you know is the way to roll. Support the local economy by checking first with area lenders set up for financing and who know the lay of the land. Avoid unnecessary delays, added expenses or both by picking the local professional who has a stake in the local economy. We do see our share of gypsy, out of town mortgage lenders.
houlton monopy

As promised, back to the list of local outlets for money to make a mortgage. Katahdin Trust has an operations center and a local Houlton Maine branch too.

Check with branch manager Annette Beaton at 207.532.4277. Katahdin Trust is located at 67 North Street, right next to Mooers Realty’s Houlton branch real estate office.

In Downtown Houlton Maine, at 32 Market Square find the lobby of Key Bank. Tap 207.532.6557.

Ask for Key Bank Branch Manager Devon Cote who hails from Caribour. Devon is new, anxious to help you get the home mortgage loan lending underway. What is the best route and rate to fit your financial banking needs? Local Houlton Maine mortage loan bank lending works best.

Key Bank has an ATM in Houlton Maine, Aroostook County’s oldest town. Visit the ATM next to, just south of McDonalds when you need cash traveling. Devon recently replaced retiring Key Bank branch manager Robert Faulkner.

 Machias Savings Bank at 138 North Street is another mortgage banker in Houlton Maine.

 Punch 207.532.7996, that is the correct number combination to get you in touch with bank lending mortgage financial help. Jackie Jones is the branch manager in Houlton and also helps out with things at the Danforth Maine branch in Washington County, her home town. Here’s the Machias Savings Bank map with locations to serve you in Maine. The lending is processed on the coast of Maine, in Downeast which is one pretty location to visit, to live.

Owner financing land especially happens to make a property sale possible to save time, expense and when the real estate being mortgage is a little harder to secure lending on.

 Some home owners are in a position to carry a mortgage until the sale of the buyer’s old home. We can help you set up owner financing on your Maine property when you want to discuss that lending option. So cash is king, sometimes owner financing happens for the lending.

But back to the list of Banks in Houlton Maine, where to get your property mortgage. mainesunset25

TD Bank at 6 North Street Houlton Maine is one more option for local lenders in the Shiretown. At ATM machine is ready and waiting to spit out the money NASCAR quick at 289 North Street on US RT 1 in Houlton Maine. Houlton Maine, the oldest town in Aroostook County!
Tap 207.532.9557 to get Margaret Cook, Jen Vega, other helpful bank personnel that can assis you with your mortgage product and bank lending rate questions.
TD Bank is where People’s Heritage was for years and the Andy’s IGA Foodliner before that. (C&G Foodliner way back before Al Daniels ran the grocery store.)

People’s Heritage was one busy mortgage lender and formerly called Portland Savings Bank before the name change.

Key Bank used to be Depositor’s Trust, then the First National Bank before that.

First Citizen Bank hung out a shingle for a short time and Bangor Savings Bank’s Houlton branch used to have a Fleet sign across from the Houlton post office location.

In the same spot where the Northland Hotel sat proudly for so many years.

Thank you for following our blog post on show me the money, where to get a bank mortgage loan in Houlton Maine.

Sometimes appraisers for your Maine home are needed. To show a Houlton Maine area mortgage banking institution the place is worth the selling price is needed. Not everyone can plop down the cash on the barrel head to buy a house in Maine and needs a mortgage to make it happen. The list of the local area appraisers in Houlton Maine are

Brain Colton-Colton Associates Inc. 207-769-4021

Craig Hartsgrove – Hartsgrove Appraisal – 207-267-0365

Julie Lee Byers – JB Appraisal Services, LLC 207-852-1969-cell, 207-884-8094-home

We also work with several others who travel a little further to do the Houlton Maine area appraisal valuation orders.

But you don’t, I don’t put the request in for who does the Houlton Maine appraisal order. The local Houlton Maine area bank making the mortgage loan has to order and monitor the appraisal valuation process.

MOOERS REALTY will let you know if new lending options come into play or some of these present mortgage outlets merge or have name changes so you are current on contacts and the local lending information. That’s you list of local bank mortgage lenders in the Houlton Maine area, the subject of this blog post.

I’m Maine REALTOR Andrew Mooers, ME Broker

207.532.6573 |  | 

MOOERS REALTY 69 North ST Houlton ME 04730 USA

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